Is Tennessee a Good Place to Live? (Local Insight Guide)

If you’re considering a move to Tennessee, you’re not alone. With its unique mix of Southern hospitality, natural beauty, and affordability, Tennessee has quickly become one of the most popular states to relocate to in recent years. But is Tennessee truly a good place to live?

In this local insight guide, we’ll explore the pros and cons, what life is really like in different regions, and whether Tennessee fits your lifestyle, family, or retirement plans.

Why People Are Moving to Tennessee

Over the past few years, Tennessee has consistently ranked among the top inbound states in the U.S. According to U-Haul and U.S. Census data, more people are choosing to settle here than leave and for good reason.

Top reasons people move to Tennessee:

• No state income tax

• Affordable housing and cost of living

• Mild winters and scenic landscapes

• Growing job opportunities

• Family-friendly culture with a strong sense of community

Whether you’re relocating for work, retirement, or a lifestyle change, Tennessee has something to offer. But no state is perfect, and the best decision comes from understanding both the benefits and trade-offs.

The Pros of Living in Tennessee

Here is the details of pros and cons of living in tennessee

1. No State Income Tax

Tennessee is one of just nine U.S. states that does not collect a personal income tax. This is a major benefit for workers, retirees, and entrepreneurs alike. It also contributes to Tennessee’s status as a tax-friendly state for retirement.

Bonus: Property taxes are relatively low compared to national averages.

2. Low Cost of Living

Tennessee is considered one of the most affordable places to live in the United States. Housing, groceries, healthcare, and utilities all trend below the national average.

Example:

• Median home price (statewide): Around $280,000 (as of 2025)

• Rent for a 2-bedroom apartment: Often $1,000–$1,400 depending on city

Smaller towns and cities offer even more savings, making Tennessee appealing to families and retirees alike.

3. Mild Winters and Four Seasons

Tennessee has a fairly moderate climate with all four seasons. Winters are generally mild, with snow occasionally in East Tennessee and higher elevations. Summers are hot and humid but not extreme like some Southern states.

Average temperatures:

• Winter: 30s–50s °F

• Summer: 80s–90s °F

4. Natural Beauty and Outdoor Living

Tennessee is one of the most geographically diverse states east of the Mississippi River. The state is packed with outdoor destinations:

• Great Smoky Mountains National Park

• Waterfalls and caves

• Scenic byways and lakes

• Hiking, fishing, and kayaking opportunities

This makes it an ideal location for nature lovers, families, and active retirees.

5. Rich Culture and Entertainment

Few states rival Tennessee in music and culture. Nashville, Memphis, and Knoxville each bring a different flavor:

• Nashville: Country music capital, major hub for live entertainment

• Memphis: Birthplace of blues, soul, and rock ‘n’ roll

• Chattanooga & Knoxville: Rising arts scenes and festivals

Add in food, BBQ, and college sports, and you’ll never run out of things to do.

6. Family-Friendly and Community-Oriented

Tennessee communities tend to be tight-knit, friendly, and welcoming. It’s common to find neighborhood block parties, faith-based community events, and small-town hospitality.

Public school quality varies by district, but many suburban and rural areas are known for solid schools and safe neighborhoods.

The Cons of Living in Tennessee

1. Hot, Humid Summers

If you’re not used to humidity, the summers can be tough. July and August regularly reach highs in the 90s, and humidity can push heat indexes over 100°F.

Air conditioning is essential in most homes and cars.

2. Storms and Tornado Risk

Tennessee experiences a moderate risk of severe weather, especially in Middle and West Tennessee.

• Tornadoes occur in spring and fall

• Flooding and thunderstorms are more frequent in some low-lying areas

Being weather-aware is part of daily life.

3. Urban Traffic and Public Transit Limitations

Cities like Nashville and Knoxville are growing rapidly and infrastructure is still catching up.

• Nashville traffic is notably bad during rush hours

• Public transportation options are limited in most areas

• Car ownership is practically required

4. Varied Education Quality

Public schools in Tennessee range from excellent to underperforming depending on the county or city. Higher education opportunities are strong (e.g., University of Tennessee, Vanderbilt), but K–12 funding and performance can vary significantly.

5. Conservative Politics and Local Norms

Tennessee is a deeply conservative state. Social norms and policies tend to reflect that, particularly in rural areas. Urban centers like Nashville, Chattanooga, and Memphis are more moderate and diverse.

Understanding the cultural landscape is important if you’re moving from a more progressive or urbanized part of the country.

Best Places to Live in Tennessee (Quick Overview)

Coming soon: In-depth guides to each city and region

Who Is Tennessee Right For?

Tennessee is a great place to live for:

• Remote workers seeking affordability and lifestyle

• Families looking for space, safety, and strong communities

• Retirees wanting low taxes and mild winters

• Outdoor enthusiasts who love hiking, fishing, and boating

• Musicians and artists seeking inspiration in Nashville or Memphis

Tennessee might not be ideal if:

• You dislike heat and humidity

• You rely on public transportation

• You prefer a fast-paced, urban lifestyle 24/7

FAQs About Living in Tennessee

Is Tennessee a safe state?

It depends on the area. Some cities have higher crime rates, but many suburbs and rural towns are very safe. Research neighborhoods before moving.

Is Tennessee good for retirees?

Yes. No state income tax, low cost of living, and mild winters make it an attractive retirement state.

What’s the job market like in Tennessee?

The job market is strong in healthcare, education, logistics, and entertainment. Nashville and Chattanooga are especially popular for remote tech jobs and startups.

How expensive is it to live in Tennessee?

Generally much cheaper than the national average. Housing is affordable, and taxes are low, but urban areas like Nashville are becoming more expensive.

What’s healthcare like in Tennessee?

Tennessee has strong healthcare institutions, including Vanderbilt and East Tennessee Children’s Hospital, though rural areas may have fewer options.

Final Verdict: Is Tennessee a Good Place to Live?

Yes for many people, Tennessee offers a great quality of life at a lower cost than much of the country. The blend of affordability, nature, culture, and Southern charm makes it a strong contender for anyone looking to relocate.

Still, it’s not for everyone. Do your research, visit different regions, and consider your lifestyle needs before making the move.